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Payday Loans New York

New York State – Payday Loans Information

Payday loans New York are made by payday loan stores, check cashers, and pawn shops. Some rent-to-own companies also make payday loans. Loans are also marketed via toll-free telephone numbers and over the Internet. All a consumer needs to get a payday loan is an open bank account in relatively good standing, a steady source of income, and identification. Lenders do not conduct a full credit check or ask questions to determine if a borrower can afford to repay the loan.

Legal Status: Prohibited

Small Loan Rate Cap: 25% per year

Call for Cash: +1 (855) 462-5019

State Regulator

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