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Payday Loans Nebraska

Nebraska State – Payday Loans Information

Payday loans Nebraska are made by payday loan stores, check cashers, and pawn shops. Some rent-to-own companies also make payday loans. Loans are also marketed via toll-free telephone numbers and over the Internet. All a consumer needs to get a payday loan is an open bank account in relatively good standing, a steady source of income, and identification. Lenders do not conduct a full credit check or ask questions to determine if a borrower can afford to repay the loan.

Legal Status: Legal

Loan Terms:

Maximum Loan Amount: $500

Loan Term: Max: 34 days

Maximum Finance Rate and Fees: $15 per $100 or pro rata for any part thereof on amount of check

Finance Charge for 14-day $100 loan: $17.65

APR for 14-day $100 loan: 459%

Debt Limits:

Maximum Number of Outstanding Loans at One Time: Two

Rollovers Permitted: None (cannot repay, refinance, consolidate)

Cooling-off Period: N/A

Repayment Plan: N/A

Collection Limits:

Collection Fees: $15 NSF fee

Criminal Action: N/A

Call for Cash: +1 (855) 462-5019

State Regulator

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