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Payday Loans Montana

Montana State – Payday Loans Information

Payday loans Montana are made by payday loan stores, check cashers, and pawn shops. Some rent-to-own companies also make payday loans. Loans are also marketed via toll-free telephone numbers and over the Internet. All a consumer needs to get a payday loan is an open bank account in relatively good standing, a steady source of income, and identification. Lenders do not conduct a full credit check or ask questions to determine if a borrower can afford to repay the loan.

Legal Status: Prohibited (Usury Cap)

Loan Terms:

Maximum Loan Amount: $300, up to 25% of monthly net income of borrower

Loan Term: Max: 31 days

Maximum Finance Rate and Fees: 36% APR

Finance Charge for 14-day $100 loan: $1.39

Debt Limits:

Maximum Number of Outstanding Loans at One Time

Rollovers Permitted: No.

Cooling-off Period: N/A

Repayment Plan: N/A

Collection Limits:

Collection Fees: One $30 NSF fee

Criminal Action: Prohibited

Call for Cash: +1 (855) 462-5019

State Regulator

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